Privacy Policy

Introduction

Bodhi Ledger ("we," "our," or "us") is committed to protecting the privacy of individuals who participate in our financial education courses or interact with our website. This Privacy Policy explains how we collect, use, and safeguard your personal information in compliance with Thailand's Personal Data Protection Act (PDPA) and international best practices.

By using our services or website, you consent to the data practices described in this policy. If you have questions or concerns, please contact us at [email protected].

Information We Collect

Personal Information Provided by You

When you register for a course, contact us, or use our website, we may collect the following information:

• Full name
• Email address
• Phone number
• Mailing address (when required for course materials)
• Payment information (processed through secure third-party payment processors)
• Course preferences and feedback

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website addresses

This information is collected through cookies and similar technologies. For more details, please see our Cookie Policy.

How We Use Your Information

We use the information we collect for the following purposes:

• Course Delivery: To register you for courses, send course materials, and provide educational services.
• Communication: To respond to your inquiries, send course updates, and share information about upcoming courses that may interest you.
• Payment Processing: To process course fees securely through our payment partners.
• Website Improvement: To analyze website usage and improve our online experience.
• Legal Compliance: To comply with applicable laws, regulations, and legal processes.
• Security: To protect against fraud, unauthorized access, and other security threats.

Legal Basis for Processing

Under the Thailand Personal Data Protection Act (PDPA), we process your personal data based on the following legal grounds:

• Consent: When you voluntarily provide information through our website or registration forms.
• Contract Performance: When processing is necessary to deliver the educational services you have requested.
• Legitimate Interest: For business operations, website analytics, and improving our services, provided this does not override your privacy rights.
• Legal Obligation: When required to comply with Thai law or respond to legal processes.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Specifically:

• Course Participant Data: Retained for the duration of the course and up to 3 years afterward for record-keeping purposes.
• Financial Records: Retained for 7 years as required by Thai tax and accounting regulations.
• Website Analytics: Aggregated and anonymized data may be retained indefinitely for statistical purposes.

How We Share Your Information

We do not sell, rent, or trade your personal information. We may share your information with third parties only in the following limited circumstances:

• Service Providers: We work with trusted third parties who assist with payment processing, website hosting, email delivery, and analytics. These providers are contractually obligated to protect your information and use it only for the services they provide to us.
• Legal Requirements: We may disclose information if required to do so by law or in response to valid legal requests from Thai authorities.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, loss, misuse, or alteration. These measures include:

• Secure Socket Layer (SSL) encryption for data transmission
• Restricted access to personal data on a need-to-know basis
• Regular security assessments and updates
• Secure storage of physical and electronic records

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Rights

Under the Thailand Personal Data Protection Act (PDPA), you have the following rights regarding your personal information:

• Right to Access: You may request a copy of the personal information we hold about you.
• Right to Rectification: You may request that we correct inaccurate or incomplete information.
• Right to Erasure: You may request that we delete your personal information in certain circumstances.
• Right to Data Portability: You may request a copy of your data in a structured, commonly used format.
• Right to Object: You may object to the processing of your personal information for certain purposes, such as marketing.
• Right to Withdraw Consent: Where processing is based on consent, you may withdraw your consent at any time.
• Right to Lodge a Complaint: You may file a complaint with the Personal Data Protection Committee in Thailand if you believe your rights have been violated.

To exercise any of these rights, please contact us at [email protected]. We will respond to your request within 30 days.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience and collect analytics data. For detailed information about the types of cookies we use and how to manage your preferences, please see our Cookie Policy.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are designed for adults aged 18 and over. We do not knowingly collect personal information from individuals under 18. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. When we make significant changes, we will notify you by posting the updated policy on our website with a new "Last Updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: